1st Foundation (Home Ownership)
1ST Foundation Homeownership is committed to educating and promoting homeownership
to potential homeowners by developing a comprehensive program that is designed to leading
families and individuals through the complete process of purchasing a home.

The mission of 1ST Foundation Homeownership is to use our talents and gifts to help people
achieve their dreams of homeownership. This mission is accomplished by educating families
and individuals about the value of homeownership by creating wealth through real estate.

About 1st Foundations
1ST Foundation was created to help families and individuals to successfully purchase homes
and avoid unforeseen hardships such as foreclosure.

We are is committed to educating potential homeowners how to find the right mortgage product
for their individual needs. We understand that every borrower is different, and we understand
that there is a variety of products to meet individual requirements. We make the process of
securing a mortgage simple and straightforward by offering you the latest in financial tools
that enable you to make sound financial choices.

The 1st Foundation Process
1st Foundation has access to full service mortgage lenders that employs a distinguished
staff of the most respected financial professionals in the industry who are committed to
ensure excellence and innovation for its customers.

Our homeownership program is divided into six phases:

I. Counseling
• What to Expect
• Individual Counseling

II. Debt Reduction
• Reading a Credit Report
• Establishing Creditworthiness
• Budgeting

III. Mortgage Terms
• Understanding Mortgage Terminology

IV. Mortgage Products and the Lending Process
• Introduction to Mortgage Products
• The good and bad points of each product
• Need Documentation

V. Finding a Home
• Real Estate Agent
• Home Inspection
• Appraisals

VI. Closing
• Attorneys and Title Companies
• Title Insurance

Services
Individual Counseling
Homebuyer Education
Mortgage Literacy Training
Financial Debt Reduction
Mortgage Financing
Post Purchase Services
Real Estate Services
Appraisers
Inspectors
Insurance Providers

Contact Us
To schedule a 1ST Foundation Homeownership Class
Register Now